Stated Income - MetroCity Capital Group

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Stated Income

Loan Types

Let your fundings take off with
CSC's    JUMBO Loan Products


Loan Amounts Up to $3,000,000 to 80% LTV,
$1,000,000 to 90% LTV
With NO Gov. High Balance Restrictions!!

Full Doc or Bank Statements with:

• No Reserve Requirements
• No Seasoning Required from date of Short Sale
• Foreclosure & BK Seasoning only 2yrs from Event
• Down to 600 Fico for $3mil or 500 Fico for $750K

Stated - DSCR:

• To $2,000,000  No Fico Minimum
• Non-Owner, Foreign National or Business Purpose
• No Reserve Requirements
• No Seasoning for FC, SS or BK

Purchase OR Cash Out Refinance!

Wholesale Residential Rate Sheet & Matrix:
Up to 90% LTV No MI
No Foreclosure, Short Sale or BK Seasoning
Two years from Short Sale to 90% LTV
One year from Short Sale to 85% LTV
$3,000,000 loan amounts
50% DTI
Bank Statements for Income to 90% LTV
ATR-In-Full & Asset Depletion No Income or Employment Requirement
NO Reserves, NO Pre Payment Penalties

Alt-A Residential Rate Sheet & Matrix*:
Rates starting at 4.875e%
90% LTV with Only 24 months seasoning from:
Short Sale
No 4506T’s
Interest Only for Self Employed Borrowers
12 Months Bank Statements used for Income
$3,000,000 loan amounts
* CSC charges standard administration fee’s

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